Savings / Investments

Pay Yourself First!

Your credit union offers a number of Investment accounts for your savings plan.

Dividends are paid monthly on all savings products.

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Savings Account

The Savings (Share) Account is the main account for every credit union member. Every member is required to open a Savings Account and maintain a $5.00 minimum balance to remain an active member. This account begins paying dividends with a minimum $100.00 average daily balance.

Money Market Accounts

A great way to earn dividends and have liquidity is by depositing your funds in a Money Market Account. While these accounts have limited access, they earn higher dividends than a Savings Account. The Money Market Account pays interest with a minimum $2,500 account balance.

Jumbo Money Market Accounts

This account pays higher interest that the Money Market with a minimum $15,000 account balance.

Platinum Money Market Accounts

This account pays higher interest than the JumboMoney Market with a minimum $25,000 account balance. Members must have an active Cardinal Community Checking Account and a minimum $500 per month Direct Deposit.

Certificates of Deposit (CD)

A Certificate of Deposit is a time savings instrument. The money on deposit must remain on deposit for the agreed term in order to earn the stated dividend. There is a penalty for early withdrawal.

Certificate Terms Available

3 Months
6 Months
9 Months
12 Months
18 Months
24 Months
36 Months
60 Months

Individual Retirement Accounts (IRA)

Individual Retirement Accounts are intended to help people save for their retirement. Several types of Individual Retirement Accounts (IRA’s) are available-Traditional IRA; IRA Savings; Roth IRA; Educational IRA. IRA's may also be obtained as a certificate. (Periodic payments may only be made from an IRA Savings Account).

IRA Terms Available

3 Months
6 Months
9 Months
12 Months
18 Months
24 Months
36 Months
60 Months

Holiday Club Accounts

Pay yourself first! Take advantage of direct deposit and set up a Holiday Club Account today. You can open a Holiday Club Account with as little as $5.00. Your funds are deposited into your savings or checking account on November 1st and the account remains open for next year.

Sub-Savings Accounts

Up to seven accounts per member and you can name them!

Savings Calculators - Click Here!