Kids and Student Checking

Personal Checking
Kids & Students Checking
Business Checking

SmartStart Checking Account Perks:

  • No Monthly Fee 
  • Earn Interest (Dividend-Bearing Tiered Rates) 
  • FREE Online Banking 
  • FREE Mobile Banking 
  • FREE Mobile Deposit 
  • FREE Online Statements 
  • FREE Online Check Images 
  • FREE Debit Card 
  • FREE Direct Deposit 
  • FREE ATM Transactions (Cardinal-Owned ATMs) 
Lil' BrowniesPartnered High SchoolsHigh School CheckingCollege
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Parent-owned and designed for kids with great benefits including but not limited to:

  • Free online/mobile banking
  • Parental card controls
  • Transaction requests/notifications
  • Parental allowances and payment for grades
  • Budgeting and youth financial management tools.

Students attending: Mentor High School, Lake Catholic High School,
Notre Dame-Cathedral Latin High School, Eastlake North High School,
Willoughby South High School

Designed for our partnered school students and includes great benefits such as

  • Free online/mobile banking
  • No monthly fee
  • Free high school branded debit card
  • Account funded with $20 by Cardinal

Designed for high school students to launch their financial journey. Great benefits include:

  • Free online/mobile banking
  • No monthly fee
  • Free e-statement

Designed for college student and
those preparing for college. Great benefits include:

  • Free online/mobile banking
  • No monthly fee
  • Free e-statement
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No Monthly fee
Free Online Banking
Free eStatement
Free Mobile Banking with Mobile Deposit
Free Brownie The Elf Debit Card
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Free Partnered High School Debit Card
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Free Cardinal Debit Card
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Cardinal funds your account with $20
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Parental Card Controls
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Parental Allowances
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Payment for Grades
Youth Education Tools

The Cardinal Smart Option Student Loan® by Sallie Mae®

Get the Money you need for School

Now you can pay for college the smart way with three great repayment options and competitive interest rates!

The loan is an ideal solution to help you pay for college expenses not covered by scholarships and federal loans. 

*For borrowers attending degree-granting institutions. 

Open an Account Now

The Smart Option Student Loan features and benefits:

  • We offer a choice of competitive fixed and variable interest rates, providing even more choice and flexibility 
  • No origination fees and no prepayment penalty 
  • 3 repayment options 
  • Smart Option Student Loan® 
  • Multiple in-school repayment options available 
  • Borrower benefits available—like rewards and interest rate reductions 
  • Rates that reward creditworthy borrowers 
  • Applying with a creditworthy cosigner may help you qualify and/or receive a lower rate 
  • 24/7 online account management 

All accounts subject to approval. Restrictions and limitations may apply. 

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