Savings & Investment Rates - Cardinal Credit Union

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Deposit Accounts	Tiers	APY*	Dividend Rate

Deposit Accounts	Tiers	APY*	Dividend Rate
Platinum Money Market Savings Account		1.50%	1.49%
Jumbo Money Market Savings Account		0.75%	0.75%
Money Market Savings Account		0.50%	0.50%
Individual Retirement Savings Account (IRA)		0.20%	0.20%
Savings (Share) Account		0.05%	0.05%
Holiday Club Account		0.05%	0.05%
Premier Checking	$50,000+ $25,000-$49,999 $10,000-$24,999 $1,000-$9,999	0.15% 0.10% 0.05% 0.05%	0.15% 0.10% 0.05% 0.05%
Premier Plus Checking	$0-$15,000 $15,001+	1.00% 0.50%	1.00% 0.50%
SmartStart Checking	$5,000+ $2,500-$4,999 $500-$2,499	0.15% 0.10% 0.05%	0.15% 0.10% 0.05%

Certificates of Deposits ($500 minimum)	APY*	Dividend Rate

Certificates of Deposits ($500 minimum)	APY*	Dividend Rate
3 Month Certificate	1.00%	1.00%
6 Month Certificate	4.00%	3.93%
7 Month Promotional Certificate	4.40%	4.31%
9 Month Certificate	2.50%	2.47%
12 Month Certificate	4.20%	4.12%
18 Month Certificate	2.50%	2.47%
24 Month Certificate	2.25%	2.23%
36 Month Certificate	2.25%	2.23%
48 Month Certificate	2.25%	2.23%
60 Month Certificate	2.25%	2.23%

^{*Annual Percentage Yield (APY), Dividend Rates and Terms subject to change without notice.}

^{There is a penalty assessed for early withdrawal of Certificate.}
^{Business transacted at Cardinal Credit Union is governed by the laws of the State of Ohio.}
^{$100 minimum balance to earn dividends on Savings & Holiday Accounts}
^{$2,500 minimum deposit on Money Market}
^{$15,000 minimum deposit on Jumbo Money Market}
^{$25,000 minimum deposit on Platinum Money Market and active Cardinal Checking Account with a minimum of $500 direct deposits each month}
^{$100 minimum deposit on IRA Savings; $500 minimum deposit on Certificates and IRA Certificates, $5,000 minimum deposit for Promotional Certificates; IRA Certificates now match traditional, non-promotional, CD rates offered. Contact Credit Union for details.}^{$1,000 minimum balance on Premier Checking.}

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